Completed M.Com from University of Kerala in 1976. MBA in Finance and MIS from Pace University, New York in 1988. Banking and Teaching experience in India, Nigeria and U.S.A. Practicing Aptitude-based Career Consulting since 1991. Authored 4 books: 1.Career Guidance Handbook 2. India@60 3. Keralathinte Vikasana Sadhyathakal 4.Organic Farming Tips. Invented a system and device for Aerobic Bio-Composting of Domestic Waste and received award from ATMA, Govt.of India. Developed a system for vertical organic gardening in terrace using sea water, coirpith, bio-char and compost tea. A columnist with prominent newspapers and journals.